Securities offered by Registered Representatives of Tower Square Securities, Inc., Member FINRA/SPIC. Des Champs & Gregory, Inc. is not a registered investment advisor or securities broker-dealer, and is not affiliated with Tower Square Securities, Inc.

Robert Brameister is licensed in the following states for the sale of securities products: CA, CO, CT, FL, GA, IL, IN, MA, MN, MO. Thomas Hayes is licensed in the following states for the sale of securities products: CO, FL. Danielle O�Brien is licensed in the following states for the sale of securities products: FL.

The information contained on this website is not intended to (and cannot) be used by anyone to avoid IRS penalties. This website supports the promotion and marketing of insurance and securities products. You should seek advice based on your particular circumstances from an independent tax advisor.

Like most insurance policies and annuity contracts, policies and contracts offered by Tower Square Securities, Inc., contain exclusions, limitations, reductions of benefits, surrender charges, and terms for keeping them in force. Your Financial Representative will be glad to provide you with costs and complete details.